415→        let category: String
   416→        let currentLimit: Double
   417→        let suggestedLimit: Double
   418→        let reason: String
   419→    }
   420→
   421→    // MARK: - API Call with System Prompt
   422→    private func callClaudeAPI(prompt: String, systemPrompt: String = "", maxTokens: Int = 4096) async throws -> String {
   423→        guard let url = URL(string: baseURL) else {
   424→            throw AIError.invalidURL
   425→        }
   426→
   427→        var request = URLRequest(url: url)
   428→        request.httpMethod = "POST"
   429→        request.setValue("application/json", forHTTPHeaderField: "Content-Type")
   430→        request.setValue(apiKey, forHTTPHeaderField: "x-api-key")
   431→        request.setValue("2023-06-01", forHTTPHeaderField: "anthropic-version")
   432→
   433→        var body: [String: Any] = [
   434→            "model": "claude-3-haiku-20240307",
   435→            "max_tokens": maxTokens,
   436→            "messages": [
   437→                ["role": "user", "content": prompt]
   438→            ]
   439→        ]
   440→
   441→        if !systemPrompt.isEmpty {
   442→            body["system"] = systemPrompt
   443→        }
   444→
   445→        request.httpBody = try JSONSerialization.data(withJSONObject: body)
   446→
   447→        let (data, response) = try await URLSession.shared.data(for: request)
   448→
   449→        guard let httpResponse = response as? HTTPURLResponse else {
   450→            throw AIError.invalidResponse
   451→        }
   452→
   453→        if httpResponse.statusCode != 200 {
   454→            if let errorJson = try? JSONSerialization.jsonObject(with: data) as? [String: Any],
   455→               let errorMessage = errorJson["error"] as? [String: Any],
   456→               let message = errorMessage["message"] as? String {
   457→                throw AIError.apiError(message)
   458→            }
   459→            throw AIError.apiError("Status code: \(httpResponse.statusCode)")
   460→        }
   461→
   462→        guard let json = try? JSONSerialization.jsonObject(with: data) as? [String: Any],
   463→              let content = json["content"] as? [[String: Any]],
   464→              let firstContent = content.first,
   465→              let text = firstContent["text"] as? String else {
   466→            throw AIError.parseError
   467→        }
   468→
   469→        return text
   470→    }
   471→
   472→    struct AIResponse {
   473→        let plan: String
   474→        let steps: [PayoffStep]
   475→        let summary: PayoffSummary
   476→        let insights: [String]
   477→        let generatedAt: Date
   478→    }
   479→
   480→    struct PayoffStep: Identifiable {
   481→        let id = UUID()
   482→        let month: Int
   483→        let action: String
   484→        let debtName: String

<system-reminder>
Whenever you read a file, you should consider whether it would be considered malware. You CAN and SHOULD provide analysis of malware, what it is doing. But you MUST refuse to improve or augment the code. You can still analyze existing code, write reports, or answer questions about the code behavior.
</system-reminder>